Affordable Home Ownership Builds Better Communities
Habitat for Humanity of Northern Virginia offers families a hand up not a hand out. Homeowners in Northern Virginia are selected based on their ability to pay, willingness to partner and need for affordable housing.
Selection for a Habitat home is very competitive. Families are selected based on the criteria below, and typically, the process takes between one and two years.
All interested applicants must meet the following initial criteria:
1. Have lived in Northern Virginia (Fairfax, Arlington, Alexandria, Falls Church, or Fairfax City) for at least one year prior to application.
2. Ability to Pay:
- Earn 40% – 55% of the median family income. (Current income requirements are $38,520-$68,310; please note that income requirements are updated for each home.)
- Have adequate income to pay a 20-30 year no-interest mortgage with a 1% down payment.
3. Willingness to Partner with Habitat to complete 300 – 400 hours of “sweat-equity” in the building of their home and other Habitat homes.
4. Have a need for affordable housing. To be considered applicants must be currently be living in either substandard or inadequate housing. This may include overcrowded, unsafe or unsanitary living conditions among other things.
Before attending an orientation potential applicants must complete the pre-screening questionnaire. You may complete the questionnaire by clicking here. Only individuals who have completed the prescreening questionnaire and meet the minimum requirements for a home will be invited to attend an orientation and apply for a home.
Please note, the next orientation is expected to be scheduled in Spring 2015.
Each orientation is different because each home is different. At an orientation a family can learn about the available home(s), the process for purchase and the expected costs. The family may then choose to apply for consideration.
Following An Orientation
Applicants will be notified of their status. Only the most qualified applicants will receive a home visit. Applicants who are not selected to receive a home visit will be notified through the mail.
For those families selected to receive a home visit:
- Credit, employment, and references are checked.
- Families are accepted provisionally into the program until they have completed 50 hours of “sweat equity.”
- Families who are selected to participate in the program must work the required sweat equity and attend the required classes in order to purchase the home when it is completed.
- In addition to those accepted for homes, a few back-up families are notified that they may have an opportunity for housing if a selected family drops out of the program for any reason.
The Habitat for Humanity model harnesses the power of volunteers, the generosity of donors and the commitment of homeowners to make affordable home ownership a reality in Northern Virginia.